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Lawmaker is working to improve loan modifications - The Associated Press
Plain DealerLawmaker is working to improve loan modificationsThe Associated Press"Some of the banks, we fear, are just sitting there hoping that the market recovers and they get back in the money," said Michael Calhoun, president of the ...Big lenders have big problems helping borrowers facing foreclosureHULIQGiant bank, giant struggle in providing mortgage help: Foreclosure-assistance ...Trading Markets (press release)all 145 news articles »

Financial Reform Bill Wins Mixed Praise - Consumer Affairs
ReutersFinancial Reform Bill Wins Mixed PraiseConsumer AffairsMichael Calhoun, President of the Center for Responsible Lending, called it a step in the right direction. "More than a year ago, taxpayers bailed out the ...Almost thereEconomistall 1,845 news articles »

AIG Units Settle Discrimination Case - Wall Street Journal
AIG Units Settle Discrimination CaseWall Street JournalMike Calhoun, president of the Center for Responsible Lending, a consumer-advocacy group, said that according to government data from 2002 to 2007, ...and more »

UConn men bounced from Big East Tournament - Waterbury Republican American
UConn men bounced from Big East TournamentWaterbury Republican AmericanIt was coach Jim Calhoun's worst loss in tournament history and UConn's worst defeat since a 93-62 loss to Georgetown in 1985. The following are comments ...and more »

Witness says he was told to cheat - Jackson Clarion Ledger
Witness says he was told to cheatJackson Clarion LedgerA participant in an alleged multimillion dollar mortgage scheme testified Wednesday that Mark Calhoun advised him to change the numbers on a house for sale. ...

Consumer Agency Within Fed Seen as Victory for Banks - BusinessWeek
Consumer Agency Within Fed Seen as Victory for BanksBusinessWeek“We were yelling at them in 2001 and 2002” to use their authority, says Michael Calhoun, president of the Center for Responsible Lending in Durham, ...and more »

Center for Responsible Lending: MBA Report Shows 1 in 10 Mortgages Now ... - PR Newswire (press release)
Center for Responsible Lending: MBA Report Shows 1 in 10 Mortgages Now ...PR Newswire (press release)These latest statistics show that one in 10 borrowers is seriously delinquent on their mortgage, up from one in 16 borrowers a year ago and one in 33 two ...and more »

Trio of local businessmen face fraud charges - WLBT-TV
Trio of local businessmen face fraud chargesWLBT-TV54-year-old Mark Calhoun owns Silver Cross Financial Group in Ridgeland. J. Larry Kennedy and his son Keith Kennedy operated a loan closing and title ...

US mortgage delinquencies remain at record levels - Canadian Mortgage Broker News
US mortgage delinquencies remain at record levelsCanadian Mortgage Broker NewsOne in 10 borrowers is seriously delinquent on their US mortgage, with their payments at least 90 days past due or in foreclosure. ...and more »

Common Pleas for 3-14 - The Review
Common Pleas for 3-14The ReviewDavid Dissette, etc.; delinquent property tax foreclosure ordered for properties on Leeper Road, Line Avenue and Calhoun Street, all East Liverpool, ...

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Today's Mortgage Terms starting with D

  • Default: Failure to fulfill legal obligations of a contract, including failure to make payments on a loan.
  • Discounted Loan: When the note rate on a loan is lower than the market rate, it is a discounted loan.
  • Discount Point: A point paid to the lender to permanently lower or acquire down an interest rate. Money must be paid up front to lower the rate.
  • Down Payment: The amount of cash you must pay down initially for the purchase of your home. For conventional loans, you should aim for a down payment that's at least 20% of your home's value. The reason is lenders generally do not require private mortgage insurance with a down payment of at least 20% of your home's purchase price.

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