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News about Mortgages:
York County deed transfers for March 18 - York Daily RecordYork County deed transfers for March 18York Daily Record128 Winston Drive, W. Manchester Twp.: US Bank National Association and Adjustable Rate Mortgage Trust to Boris and Svetlana Monusov for $148000. ...
Census forms in mailboxes this week - Times-GeorgianABC NewsCensus forms in mailboxes this weekTimes-GeorgianThe 2010 US Census forms will be arriving in Douglas County mailboxes this week and assistance is available locally for anyone who ...2010 Census: Personal data sealed 72 yearsNewnan Times-Heraldall 1,377 news articles »
Triad Guaranty 4Q Loss Narrows On Gain From Sale, Lower Costs - Wall Street JournalTriad Guaranty 4Q Loss Narrows On Gain From Sale, Lower CostsWall Street JournalAfter incurring steep losses as defaults and delinquencies on home loans soared, Triad stopped writing mortgage-insurance policies in July 2008 and started ...Triad Guaranty says it had a $79M lossWinston-Salem JournalTriad Guaranty Inc. Reports Fourth Quarter and Year End ResultsCNNMoney.com (press release)Triad Guaranty posts lossBizjournals.comTrading Markets (press release)all 24 news articles »
Weekend Investor - Wall Street JournalWeekend InvestorWall Street JournalPiedmont Advantage Credit Union in Winston Salem, NC, last June lowered its credit card rate to a fixed 6.9% from 8.9% to help members struggling in the ...and more »
Vanderbilt Mortgage to refund $2.8 million to NC homeowners - Winston-Salem JournalVanderbilt Mortgage to refund $2.8 million to NC homeownersWinston-Salem JournalIt is an affiliate of Clayton Homes, which has offices in Winston-Salem, Greensboro and Lexington. Most of the refunds will be done automatically by ...and more »
Fast evictions adding to pain of Phoenix home foreclosures - Arizona RepublicFast evictions adding to pain of Phoenix home foreclosuresArizona RepublicWinston is retired and has cancer. Medical bills drained his finances, he fell behind on his mortgage payments and his home headed toward foreclosure. ...and more »
MPs and peer invoke parliamentary privilege as they plead not guilty to ... - The GuardianBBC NewsMPs and peer invoke parliamentary privilege as they plead not guilty to ...The GuardianThe former Essex county council leader, who appeared under the name of "Paul Edward Winston Lord Hanningfield, previously White", was also granted ...MPs on expenses charges cite parliamentary privilegeThe Guardianall 515 news articles »
CCCS of Forsyth Offers Five Steps to Five Hundred Dollars - Carolina Newswire (press release)CCCS of Forsyth Offers Five Steps to Five Hundred DollarsCarolina Newswire (press release)Winston-Salem, NC – With St. Patrick's Day approaching, everyone's thinking green, and there's no better place to discover some green than in the wallet. ...and more »
Smitty's Notes - Winston-Salem JournalSmitty's NotesWinston-Salem JournalAcclaimed European pianist, composer, arranger and bandleader Amina Figarova brings her ensemble to Winston Salem from Rotterdam, The Netherlands for a ...and more »
New Employment Survey Contains Good News For Piedmont - WFMY News 2New Employment Survey Contains Good News For PiedmontWFMY News 2Manpower spokeswoman Lisha Akers says growth in the financial and mortgage industries is fueling Winston-Salem's position as the Triad's job growth hot spot ...and more »

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Today's Mortgage Terms starting with M
Margin: The percentage difference between the index for a specific loan and the interest rate charged. This is a number already set by the lender.
Market Value: The price at which a given property or product is transacted between a willing, unhurried buyer and a seller who know all the pertinent facts about the property.
Mortgage Banker: A financial institution who directly funds home loans, sells them to investors, arranges monthly payments and handles escrow. Some mortgage bankers sell their loans on the secondary market.
Mortgage Broker: A broker arranges financing for borrowers with a variety of lenders. A mortgage broker does not make the loan, but receives payments for its services.
Mortgage Insurance: It is insurance to protect the lender in case you default on your loan. With conventional loans, mortgage insurance is generally not required if you make a down payment of at least 20% of the home's appraised value. It is also known as PMI (Private Mortgage Insurance).
Mortgage Loan: A loan for which a specific real estate property serves as collateral to provide for repayment in case of default.
Mortgage Refinance: A refinanced mortgage is one in which a borrower pays down an old loan with a new loan. People who refinance a mortgage tend do so to get a lower interest rate, lowering their payments or to take cash out of their home equity.
Mortgagee: The lender in a mortgage loan relationship. Property is used as collateral to make payment.
Mortgagor: The borrower in a mortgage loan relationship. Property is used as collateral to make payment.
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