Juneau Mortgage Rates and Information Online from competing Lenders

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Gov. Parnell pushes borrowing bill - Fairbanks Daily News-Miner
Gov. Parnell pushes borrowing billFairbanks Daily News-MinerJUNEAU — It's the best time to borrow money in decades. And borrowing could mean millions of dollars in ...

Request to block Fred Meyer annexation expires - Fairbanks Daily News-Miner
Request to block Fred Meyer annexation expiresFairbanks Daily News-MinerJUNEAU — Thursday marked the end of a request by Rep. Tammie Wilson, R-North Pole, that the full ...

Buffett's 'Dangerous Business' Grips Bond Insurers - BusinessWeek
Buffett's 'Dangerous Business' Grips Bond InsurersBusinessWeekAmbac sold the industry's first insurance policy on municipal debt in 1971, for a $650000 bond of the Greater Juneau Borough Medical Arts Building in Alaska ...and more »

Horicon man pleads not guilty to embezzlement - The Reporter
Horicon man pleads not guilty to embezzlementThe ReporterJUNEAU — A 43-year-old Horicon man has entered a not guilty plea on charges that he allegedly embezzled more than $100000 from his employer over an 11-year ...

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Today's Mortgage Terms starting with A

  • Accrued Interest: Interest earned but has not been paid
  • Additional Principal Payment: A payment made by the borrower of more than the scheduled principal amount due with the purpose of reducing the remaining balance on the loan.
  • Adjustable Rate Mortgage: Loans with interest rates that are adjusted periodically based on changes of a pre-determined index. The index is based on market rates such as Treasury bills and prime rates. The ARM has an interest rate cap that limits the amount the interest rate can change.
  • Adjustment Period: Applicable to an ARM, the time between changes in the interest rate.
  • Amortization: Repayment of a debt with periodic payments, usually monthly, of principal and interest calculated to pay down the loan within a predetermined time.
  • Amortization Schedule: A timetable for payment of a mortgage detailing the amount of each payment applied to interest and principal and the balance left outstanding.
  • Annual Percentage Rate (APR): The cost of credit shown as a yearly rate. The annual percentage rate is usually not the same as the interest rate. The APR will be higher than the interest rate stated in the note due to the fact that it includes the interest rate, loan discount points, fees and mortgage insurance.
  • Appraisal Fee: A fee charged by a licensed, certified appraiser for a written estimate of a property's current market value at a specific time.
  • Assumable Mortgage: A mortgage that can be taken over by the buyer when a home is sold by the previous owner.

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