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News about Mortgages
Two Valley cities among most affordable places to live in Arizona - Phoenix Business Journal (blog)
Phoenix Business Journal (blog)Two Valley cities among most affordable places to live in ArizonaPhoenix Business Journal (blog)Maricopa and El Mirage are two of the most affordable Valley cities to live in, according to a recent study from financial technology company SmartAsset.com. The website ranked the top 10 affordable cities by measuring housing costs relative to income ... DALCOMP NEGOTIATED CALENDAR - Reuters
DALCOMP NEGOTIATED CALENDARReutersDay of Sale: 06/02 THE INDUSTRIAL DEVELOPMENT WEEK OF 21,700 Baa3/NR/NR AUTHORITY OF THE COUNTY OF MARICOPA 05/30 EDUCATIONAL REVENUE BONDS (REID TRADITIONAL SCHOOLS PROJECTS) SERIES 2016 MGR: RBC Capital Markets, Chicago ... Day of Sale: 06/01 CITY OF ...and more » 3 questions to ask about Energy-Efficient Mortgages - azcentral.com
azcentral.com3 questions to ask about Energy-Efficient Mortgagesazcentral.comFor other upgrades, such as dual-pane windows, improved insulation and even weather-stripping, financing through an EEM or EIM mortgage is just one option. For homeowners with incomes below 80 percent of median income (about $42,785 in Maricopa ... Credit Union unveils new name — OneAZ - Eastern Arizona Courier
Eastern Arizona CourierCredit Union unveils new name — OneAZEastern Arizona Courier“The remodel will, hopefully, make our members' experience here better.” Plans include a restructuring of the building into zones, which will allow members to seek out specific services, such as mortgage loans, commercial loans or investments. ... Doss ... Can even your mortgage be energy efficient? - azcentral.com
azcentral.comCan even your mortgage be energy efficient?azcentral.comWhen refinancing an existing home, an Energy Improvement Mortgage allows you to make approved energy upgrades and also wraps these into the overall loan, so that you can pay for those big-dollar projects over time. “An EEM gives you the ability to ... Program helps renters buy homes in some Arizona cities - azcentral.com
azcentral.comProgram helps renters buy homes in some Arizona citiesazcentral.comNo payments are required on the second mortgage that goes away after five years. The state ... Besides Goodyear, the program is available for buyers in the Valley suburbs of Avondale, Buckeye, Casa Grande, El Mirage and Laveen and the city of Maricopa. Managing the Decline - Church Militant
Managing the DeclineChurch MilitantIn case you haven't noticed, the Church in the West is in a decline, and in the United States, it's about to hit a steep decline. The coming incredible shrinking is starting to show up in other demographic markers. For example, among voters, the number ...and more » GOP leaders say vote on state budget expected Tuesday - Arizona Daily Star
Arizona Daily StarGOP leaders say vote on state budget expected TuesdayArizona Daily StarOn top of that, the state took what amounts to a mortgage on many of its buildings. In fact, both the House and Senate chambers technically have been "sold'' to investors, with the state buying them back over ... allowing the state to contract for ...and more » Rental market outlook in Maricopa County - 12news.com
12news.comRental market outlook in Maricopa County12news.comThey may have great jobs, great credit and can afford a large rental or mortgage payment, but they don't have enough cash for a down payment. 2. Divorce: The need to establish an additional residence within the same school district. 3. Lifestyle choice ... Diamondbacks CEO says team wants Phoenix to run Chase Field - azcentral.com
azcentral.comDiamondbacks CEO says team wants Phoenix to run Chase Fieldazcentral.comArizona Diamondbacks Chief Executive Derrick Hall said Sunday that the franchise wants the city of Phoenix to replace Maricopa County as Chase Field's landlord, a move he said would ensure the Major League Baseball team's long-term future in downtown ...and more »
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Today's Mortgage Terms starting with M
Margin: The percentage difference between the index for a specific loan and the interest rate charged. This is a number already set by the lender.
Market Value: The price at which a given property or product is transacted between a willing, unhurried buyer and a seller who know all the pertinent facts about the property.
Mortgage Banker: A financial institution who directly funds home loans, sells them to investors, arranges monthly payments and handles escrow. Some mortgage bankers sell their loans on the secondary market.
Mortgage Broker: A broker arranges financing for borrowers with a variety of lenders. A mortgage broker does not make the loan, but receives payments for its services.
Mortgage Insurance: It is insurance to protect the lender in case you default on your loan. With conventional loans, mortgage insurance is generally not required if you make a down payment of at least 20% of the home's appraised value. It is also known as PMI (Private Mortgage Insurance).
Mortgage Loan: A loan for which a specific real estate property serves as collateral to provide for repayment in case of default.
Mortgage Refinance: A refinanced mortgage is one in which a borrower pays down an old loan with a new loan. People who refinance a mortgage tend do so to get a lower interest rate, lowering their payments or to take cash out of their home equity.
Mortgagee: The lender in a mortgage loan relationship. Property is used as collateral to make payment.
Mortgagor: The borrower in a mortgage loan relationship. Property is used as collateral to make payment.
View all Terms