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Arizona non-profit helps Maricopa woman find job -
azcentral.comArizona non-profit helps Maricopa woman find jobazcentral.comShe went online looking for another mortgage-assistance program and called a number she thought would get her there. Turns out she called Arizona Women's Education & Employment (AWEE), a non-profit organization that has helped more than 165,000 ...

'Tis the season to learn about your neighborhood -'Tis the season to learn about your neighborhoodInMaricopa.comThe holidays can be a great time to get to know your neighbors and your neighborhood. Many people don't know who their neighbors are other than an occasional wave. It is so easy to drive into our garage and shut the door and enter our homes without ...

Case tossed vs. woman held 22 years in son's death - WBOC TV 16
Case tossed vs. woman held 22 years in son's deathWBOC TV 16Maricopa County Attorney Bill Montgomery, whose office is handling the case, said he plans to ask the Arizona Supreme Court to overturn Thursday's ruling. Montgomery said the accusations of misconduct happened well before he took over as the county's ...

Belonging: A family finds a home - The State Press
The State PressBelonging: A family finds a homeThe State PressJuan and Martha tried to negotiate with their mortgage company and learned they were in a Catch-22 – to keep their house, the company told them, Juan would have to lose his job. He wouldn't. Many Americans live in “energy poverty,” .... In Maricopa ...

Autopsy on man shot by Phoenix police completed - NBC 29 News
NBCNews.comAutopsy on man shot by Phoenix police completedNBC 29 NewsAttorney Marci Kratter said an autopsy on Rumain Brisbon, 34, took place Friday as soon as a request for injunction to halt it was denied in Maricopa County Superior Court. Kratter said the family was "devastated and frustrated" that the medical ...Phoenix police shooting is latest to ignite outcryWXOW.comall 752 news articles »

Global Water Resources: Regulation Creates Compelling Opportunity (GWGWF) - Seeking Alpha
Seeking AlphaGlobal Water Resources: Regulation Creates Compelling Opportunity (GWGWF)Seeking AlphaPhoenix was hit particularly hard by the 2009 subprime mortgage crisis, but home prices have risen 15.2% over the last eighteen months according to the S&P/Case-Shiller Phoenix Home Price Index. Below is an illustration of Global Water's total vs ...and more »

Jodi Arias trial judge gets humble pie for Thanksgiving, Jodi gets soy casserole -
Examiner.comJodi Arias trial judge gets humble pie for Thanksgiving, Jodi gets soy casseroleExaminer.comThere is plenty of drama to go around the Thanksgiving table for those that are interested in watching the antics play out in court in the Jodi Arias trial. Many topics could be up for discussion at this holiday's festive feast, though some topics ...and more »

Average Maricopa County property-tax bill rises 5.4% - azcentral
azcentralAverage Maricopa County property-tax bill rises 5.4%azcentralFor most homeowners who make monthly mortgage payments, tax bills are sent electronically to their mortgage companies and the homeowners receive a mailed notice. Most mortgage companies pay homeowners' tax bills and property insurance through ...Maricopa County Treasurer reminds property owners to pay your taxes onlineSonoran Newsall 3 news articles »

Home sales slow in Maricopa compared to national trend -
InMaricopa.comHome sales slow in Maricopa compared to national trendInMaricopa.comBut there has been more leniency and recently with conventional and governmental loans,” said Benitez, who added the second-largest part of his business comes from mortgages in Maricopa. Buyers with a 580 credit score have been able to qualify for an ...

Much of Maricopa designated as floodplain; insurance costs rise -
InMaricopa.comMuch of Maricopa designated as floodplain; insurance costs riseInMaricopa.comWhile 1 percent chance might not seem like a big deal, it has the potential to cause damage to the wallets of Maricopa residents and investors. Most mortgage companies are requiring homeowners to purchase flood insurance. Realtor Kimberly Cochran of ...and more »

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Today's Mortgage Terms starting with I

  • Index: An index is usually a widely published market rate such as LIBOR, T-Bill or 11th District Cost of Funds (COFI). Lenders use these indices to set the interest rates charged on mortgage loans. For ARM, a predetermined margin is added to the index to calculate the interest rate adjustment.
  • Initial Rate: The rate charged for the first interval of an ARM loan.
  • Interest: Compensation in the form of money paid for the use of money.
  • Interest Rate Cap: Caps limit the range that the interest rate on an adjustable rate mortgage can change in an adjustment interval during the term of the loan.

    View all Terms
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