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News about Mortgages
Opinion: Cocoa Beach at Crossroad with Election - Brevard Times
Brevard TimesOpinion: Cocoa Beach at Crossroad with ElectionBrevard TimesWhat if two candidates who are heavily backed by the tourism and development lobby win election, knocking Williams out creating a solid majority on the city commission? Local hotel owners and developers spent big last election to seat commercial ...and more » Orlando, Polk, Brevard rank high in housing debt - Orlando Sentinel
Orlando, Polk, Brevard rank high in housing debtOrlando SentinelIn the four-county Orlando area, 30 percent of the houses with a mortgage were deeply indebted — twice the national rate. In all, 180,034 Orlando-area homes were far underwater, according to the report. The metropolitan areas of Jacksonville, Tampa ...and more » Seacoast Banking Corporation of Florida (SBCF) CEO Dennis Hudson on Q3 ... - Seeking Alpha (registration)
Seacoast Banking Corporation of Florida (SBCF) CEO Dennis Hudson on Q3 ...Seeking Alpha (registration)Our core operating expenses continued to fall expressed as a percentage revenue and assets inspite of higher commissions and fees paid this quarter related primarily to increased mortgage lending and wealth sales [ph] as you've heard earlier.and more » Brevard group assists younger patients of breast cancer - Florida Today
Florida TodayBrevard group assists younger patients of breast cancerFlorida TodayGardner and Dion have also partnered with Donna Sullivan, who operates Hope for a Single Mom, a Brevard nonprofit that provides financial assistance to single mothers with breast cancer, be it money to pay the mortgage or to buy a refrigerator to ...and more » Which mayor is rallying All Aboard Florida foes? - Palm Beach Post (blog)
Palm Beach Post (blog)Which mayor is rallying All Aboard Florida foes?Palm Beach Post (blog)IMG_0517-1 This week begins public meetings for the All Aboard Florida draft environmental impact statement and one mayor wants people to speak up. Tequesta Mayor Abby Brennan sent out an email over the weekend reminding people that the highly ...and more » Chamber Outlook: Mega Marketplace gets businesses noticed - Florida Today
Florida TodayChamber Outlook: Mega Marketplace gets businesses noticedFlorida TodayMega Marketplace is scheduled to return to Brevard County from 11 a.m. to 4 p.m. Oct. 28 at Heritage Isles Clubhouse. Hosted by the Cocoa Beach Regional Chamber of Commerce, this "Business to Business" event has always been a big winner as far as ...and more » Quiet Bridges organization about to make a lot of noise - Florida Today
Florida TodayQuiet Bridges organization about to make a lot of noiseFlorida Today... Lindsey Deaton, community relations director for Brevard County Sheriff's Office; Cindy Dropeski, president and owner of Intracoastal Insurance; Bobbie Dyer, president and CEO of Dyer Mortgage; Mark Malek, managing partner with Zies Widerman Malek; ... Hank Fishkind: Florida's home-sales picture a bright spot - Florida Today
Florida TodayHank Fishkind: Florida's home-sales picture a bright spotFlorida TodayDuring the recession, home prices fell dramatically, and fell below the mortgage levels. And so what that was termed was negative equity, or that people upside down on their homes. About 30 percent of all homes nationwide were in negative equity positions.and more » Ilene Davis: Government donations to charities not OK - Florida Today
Florida TodayIlene Davis: Government donations to charities not OKFlorida Today(Side note: one organization did go to the community for support — the SPCA of Brevard. ... Shouldn't it be up to the people who actually earned that money to decide whether it should be used to pay their mortgage, or be donated to a cultural ... Wingspan furloughs Florida employees - Housing Wire
Housing WireWingspan furloughs Florida employeesHousing Wire“Wingspan continues to focus on servicing our existing clients and new clients, and we are committed to the Melbourne location for key growth, and use of top talent in the mortgage, banking, customer service and default servicing industries.” Wingspan ...
Today's Mortgage Terms starting with M
Margin: The percentage difference between the index for a specific loan and the interest rate charged. This is a number already set by the lender.
Market Value: The price at which a given property or product is transacted between a willing, unhurried buyer and a seller who know all the pertinent facts about the property.
Mortgage Banker: A financial institution who directly funds home loans, sells them to investors, arranges monthly payments and handles escrow. Some mortgage bankers sell their loans on the secondary market.
Mortgage Broker: A broker arranges financing for borrowers with a variety of lenders. A mortgage broker does not make the loan, but receives payments for its services.
Mortgage Insurance: It is insurance to protect the lender in case you default on your loan. With conventional loans, mortgage insurance is generally not required if you make a down payment of at least 20% of the home's appraised value. It is also known as PMI (Private Mortgage Insurance).
Mortgage Loan: A loan for which a specific real estate property serves as collateral to provide for repayment in case of default.
Mortgage Refinance: A refinanced mortgage is one in which a borrower pays down an old loan with a new loan. People who refinance a mortgage tend do so to get a lower interest rate, lowering their payments or to take cash out of their home equity.
Mortgagee: The lender in a mortgage loan relationship. Property is used as collateral to make payment.
Mortgagor: The borrower in a mortgage loan relationship. Property is used as collateral to make payment.
View all Terms