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News about Mortgages
Brevard home sales lose momentum after steady rise - Florida Today
Florida TodayBrevard home sales lose momentum after steady riseFlorida Today... traditional home buyers in order for the market to maintain its equilibrium, but that this will be a challenge due to the lack of available credit for middle class families and due to the struggles those families typically face when they attempt to ... The "Church is One" in North Brevard - Florida Today
Florida TodayThe "Church is One" in North BrevardFlorida TodaySince helping laid-off space workers bridge the gap with mortgage payments, they have fed the homeless, helped elderly residents with home repairs and prayed for government leaders. Young people in their congregations participate in the Titusville Project. Thumbs up, thumbs down - Florida Today
Florida TodayThumbs up, thumbs downFlorida TodayThumbs up: To the generous red kettle donors in Florida, particularly in Brevard and Fort Myers. This week, Salvation Army officials reported that someone stuffed $10,000 ... The just-passed congressional budget includes Citigroup-sculpted legislation ... Packers clinch playoff spot after beating Buccaneers - NBC26
NBC26Packers clinch playoff spot after beating BuccaneersNBC26I'M PUTTING THE MORTGAGE ON THIS---No wait I don't bet on NFL games. 1. Seattle Seahawks, 11-4 (last week: 1): I hate to say this but I don't know if they will lose again this season! Photo: Joe Camporeale-USA TODAY Sports. 32. Tennessee Titans ... EFSC's Richey gets Business Leader of Year honor - Florida Today
Florida TodayEFSC's Richey gets Business Leader of Year honorFlorida Today"There are so many local entrepreneurs and business leaders who are meeting today's economic challenges and contributing to the overall vitality of Brevard County," Josh Field, Space Coast Business publisher said in a statement. "This event is one of ...and more » Florida tops in foreclosures again, 13 of last 14 months - Orlando Sentinel
Florida tops in foreclosures again, 13 of last 14 monthsOrlando SentinelHomeowners who hold some of the most recent mortgages might be more of a reflection of the latest rise than those whose mortgages were approved years ago. "Foreclosure rates on 2014-originated loans are actually higher than 2013-originated loans ...and more » Year in Review: Home for the Holidays - NBC26
NBC26Year in Review: Home for the HolidaysNBC26I'M PUTTING THE MORTGAGE ON THIS---No wait I don't bet on NFL games. 1. Seattle Seahawks, 11-4 (last week: 1): I hate to say this but I don't know if they will lose again this season! Photo: Joe Camporeale-USA TODAY Sports. 32. Tennessee Titans ...and more » Buncombe Property Transfers for week of Nov. 6-13 and Nov. 14-17 - Asheville Citizen-Times
Asheville Citizen-TimesBuncombe Property Transfers for week of Nov. 6-13 and Nov. 14-17Asheville Citizen-Times•Lot 2 Balve Cutshaw Estate, $176,500, David W. and Melissa McFee to Chad D. Schoenauer, Emily S. Watford. •191 Brevard Road, $212,000, Andrew S. and Amoreena Patrick to Heather and Jessie Aubin. •8 Westminster Drive (Lot 102 Stoneybrook section ... Agencies on hand to help clients Friday in Titusville - Florida Today
Florida TodayAgencies on hand to help clients Friday in TitusvilleFlorida TodayOther agencies participating in the event include Crosswinds, Aging Matters in Brevard, Goodwill, United Way and more. Participants are ... Be prepared to provide information about: dates of birth; rent or mortgage information; and expenses (utilities ... Packers plummet in Wayne Larrivee's power poll - NBC26
NBC26Packers plummet in Wayne Larrivee's power pollNBC26I'M PUTTING THE MORTGAGE ON THIS---No wait I don't bet on NFL games. 1. Seattle Seahawks, 11-4 (last week: 1): I hate to say this but I don't know if they will lose again this season! Photo: Joe Camporeale-USA TODAY Sports. 32. Tennessee Titans ...and more »
Today's Mortgage Terms starting with M
Margin: The percentage difference between the index for a specific loan and the interest rate charged. This is a number already set by the lender.
Market Value: The price at which a given property or product is transacted between a willing, unhurried buyer and a seller who know all the pertinent facts about the property.
Mortgage Banker: A financial institution who directly funds home loans, sells them to investors, arranges monthly payments and handles escrow. Some mortgage bankers sell their loans on the secondary market.
Mortgage Broker: A broker arranges financing for borrowers with a variety of lenders. A mortgage broker does not make the loan, but receives payments for its services.
Mortgage Insurance: It is insurance to protect the lender in case you default on your loan. With conventional loans, mortgage insurance is generally not required if you make a down payment of at least 20% of the home's appraised value. It is also known as PMI (Private Mortgage Insurance).
Mortgage Loan: A loan for which a specific real estate property serves as collateral to provide for repayment in case of default.
Mortgage Refinance: A refinanced mortgage is one in which a borrower pays down an old loan with a new loan. People who refinance a mortgage tend do so to get a lower interest rate, lowering their payments or to take cash out of their home equity.
Mortgagee: The lender in a mortgage loan relationship. Property is used as collateral to make payment.
Mortgagor: The borrower in a mortgage loan relationship. Property is used as collateral to make payment.
View all Terms