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Frozen funds still raising money, say auditors - The Australian
Frozen funds still raising money, say auditorsThe AustralianThe Gold Coast-based Equititrust and the Richmond Mortgage Fund, based in Ballina, in northern NSW, have both issued new funds-raising prospectuses since ...

Fed Affirms Plan to End Mortgage Intervention - New York Times (blog)
Globe and MailFed Affirms Plan to End Mortgage InterventionNew York Times (blog)... at the Federal Reserve Bank of Richmond, said the Fed was essentially conducting an experiment by trying to end its purchases of mortgage securities. ...Fed Unconvinced Recovery Yet Warrants Higher RatesBusinessWeekall 3,281 news articles »

Commercial real estate market in Richmond area improving, executives say - Richmond Times Dispatch
Commercial real estate market in Richmond area improving, executives sayRichmond Times DispatchAlso, another model of commercial mortgage-backed securities is making its way into lending circles. "It is in its early stages, but will blossom very ...and more »

Fitch Downgrades 15 Classes of MSCI 2004-HQ4; Assigns Outlooks, RRs & LS Ratings - MarketWatch (press release)
Fitch Downgrades 15 Classes of MSCI 2004-HQ4; Assigns Outlooks, RRs & LS RatingsMarketWatch (press release)The second largest specially serviced asset (1.57%) is an REO retail property located in Richmond, CA. The loan transferred to special servicing in June ...and more »

March Madness Bracket Predictions - Doc's Sports Service
Doc's Sports ServiceMarch Madness Bracket PredictionsDoc's Sports ServiceThey don't follow these teams as religiously as someone who pays their mortgage based on their skill and level of knowledge of the sport (like, say, ...and more »

Genworth Announces Election of New Independent Board Member - PR Newswire (press release)
Genworth Announces Election of New Independent Board MemberPR Newswire (press release)Genworth Financial, which traces its roots back to 1871, became a public company in 2004 and is headquartered in Richmond, Virginia. ...and more »

Golf day will aid charity - Ballina Shire Advocate
Golf day will aid charityBallina Shire AdvocateMajor sponsors include Fairfull's Financial Services, the AMP Foundation and Richmond Mortgage Fund. The golf event will be a four-ball ambrose with a ...

The story of one woman's struggle to preach - Goochland Gazette
The story of one woman's struggle to preachGoochland GazetteHer full-time job for the last 10 years has been as a mortgage specialist at SunTrust Mortgage in Richmond. She has also worked as a tax researcher, ...

Consumers had a rough 2009, and 2010 may not be a lot better - Richmond Times Dispatch
Consumers had a rough 2009, and 2010 may not be a lot betterRichmond Times DispatchFearful homeowners streamed into Housing Opportunities Made Equal's offices in Richmond either because they foresaw trouble paying their mortgage, ...and more »

With Financial Reform Bill, a Test for Congress - New York Times (blog)
With Financial Reform Bill, a Test for CongressNew York Times (blog)J. Alfred Broaddus Jr., a former president of the Federal Reserve Bank of Richmond, called the proposal “a mixed bag” for the Fed. He applauded the new role ...and more »

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Today's Mortgage Terms starting with B

  • Bankruptcy: A legal procedure in a federal court to relieve certain debts of a person or a business that is no longer able to pay its debts. Chapter 7 bankruptcy removes all debts. Chapter 13 lets a borrower with and income to pay bills off over a set period of time.
  • Bearer: The legal owner of a property.
  • Bill of Sale: A document that details the transfer of property.
  • Biweekly Mortgage: A mortgage with payments due every two weeks, totaling 26 payments a year, two payments more than a mortgage with monthly payments. The two extra payments lowers significantly the interest paid over the life of the mortgage.
  • Blanket Mortgage: A mortgage that includes more than one piece of real estate
  • Borrower (Mortgager): An individual who makes an application for and receives funds in the form of a loan and is obligated to repay the loan in full under the conditions of the loan.
  • Broker: An individual who gets buyers and sellers together and helps in negotiating contracts for a client.
  • Buy-Down Mortgage: A mortgage loan with a lower than market rate for a determined period of time.
  • Buyers Market: Market conditions that favor buyers. When there are more properties for sale than buyers, sellers may be forced to provide price discounts to close the transaction.

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