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Home buying seminar in Benton Tuesday night - The Southern
Home buying seminar in Benton Tuesday nightThe SouthernSpeakers will include Nani Moore, US Bank Benton home mortgage officer, Kim Swisher of USDA Rural Development, and Terrie Morris, a Realtor with McCollum ...and more »

County gets $271K to demolish homes - St. Joseph Herald Palladium (subscription)
County gets $271K to demolish homesSt. Joseph Herald Palladium (subscription)The law was enacted to counter the effects of the sub-prime mortgage disaster, but includes money for other aspects of housing, including neighborhood ...and more »

Home lending on a roll for 2009 - Arkansas Democrat Gazette
Home lending on a roll for 2009Arkansas Democrat GazetteThe Skyline Report, a study of the real estate market in Benton and Washington counties commissioned by Arvest Bank, for the first quarter of 2009 showed ...and more »

Mortgage expert to speak - Benton County Daily Record
Mortgage expert to speakBenton County Daily RecordArvest Banks in Benton County will host a free seminar from 6:30 pm to 7:30 pm Tuesday to help homebuyers navigate the process of purchasing a home. ...and more »

Benton schools approve funds transfer - Journal and Courier
Benton schools approve funds transferJournal and Courier"I see this like borrowing on your mortgage at your house to pay your light bill," board president Jim Deckard said. "But I guess as long as everyone knows ...and more »

Volunteers raise walls, smiles - Corvallis Gazette Times
Corvallis Gazette TimesVolunteers raise walls, smilesCorvallis Gazette TimesAbout 30 volunteers and supporters gathered Saturday morning to raise the walls on the 23rd and 24th homes built by Benton Habitat for ...and more »

Habitat for Humanity builds two houses in south Corvallis - Corvallis Gazette Times
Habitat for Humanity builds two houses in south CorvallisCorvallis Gazette TimesCheck the Web site for Benton Habitat for Humanity, www.bentonhabitat.org, or call 752-3354. Donations are still welcome to help with the up-front cost of ...and more »

Lee's Summit man pleads guilty to mortgage fraud - Lee's Summit Journal
Lee's Summit man pleads guilty to mortgage fraudLee's Summit Journal17, 2005, he prepared a false appraisal on a property in the 2300 block of Benton Boulevard in Kansas City, Mo. Miller also participated in fraudulent ...and more »

Housing crisis hits closer to home - Albany Democrat Herald
Housing crisis hits closer to homeAlbany Democrat HeraldWillamette Neighborhood Housing Services has been offering foreclosure counseling to Linn and Benton County residents for a little over a year, ...and more »

Credit unions enjoy opportunity and expansion - Yakima Herald-Republic
Credit unions enjoy opportunity and expansionYakima Herald-RepublicCatholic Credit Union now can offer membership to residents of Yakima, Adams, Benton, Chelan, Douglas, Franklin, Grant, Kittitas and Klickitat counties ...and more »

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Today's Mortgage Terms starting with B

  • Bankruptcy: A legal procedure in a federal court to relieve certain debts of a person or a business that is no longer able to pay its debts. Chapter 7 bankruptcy removes all debts. Chapter 13 lets a borrower with and income to pay bills off over a set period of time.
  • Bearer: The legal owner of a property.
  • Bill of Sale: A document that details the transfer of property.
  • Biweekly Mortgage: A mortgage with payments due every two weeks, totaling 26 payments a year, two payments more than a mortgage with monthly payments. The two extra payments lowers significantly the interest paid over the life of the mortgage.
  • Blanket Mortgage: A mortgage that includes more than one piece of real estate
  • Borrower (Mortgager): An individual who makes an application for and receives funds in the form of a loan and is obligated to repay the loan in full under the conditions of the loan.
  • Broker: An individual who gets buyers and sellers together and helps in negotiating contracts for a client.
  • Buy-Down Mortgage: A mortgage loan with a lower than market rate for a determined period of time.
  • Buyer’s Market: Market conditions that favor buyers. When there are more properties for sale than buyers, sellers may be forced to provide price discounts to close the transaction.

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