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People in Action - Inside Tucson Business
People in ActionInside Tucson BusinessKym Adair was elected to the board of directors of the Southern Arizona Mortgage Lenders Association. She is currently is the corporate marketing manager ...and more »

FSA's Turner Urges Regulators To Rethink How Fincl Mkts Work - Wall Street Journal
Telegraph.co.ukFSA's Turner Urges Regulators To Rethink How Fincl Mkts WorkWall Street JournalTEL AVIV (Dow Jones)--Adair Turner, chairman of the UK Financial Services Authority, said Thursday that investors and regulators need to question ...UK to Curb Banks' Trading Activities, Turner SaysBloombergMortgage protection could become mis-selling scandal, insurers warnedguardian.co.ukFSA to focus on MPPI providersMortgage StrategyMoney Marketing -Property News -guardian.co.ukall 37 news articles »

Decision expected in Canfield embezzlement case - WFMJ
Decision expected in Canfield embezzlement caseWFMJ... and used them to pay for his mortgage and other expenses. Austintown police seized the house earlier this month and evicted Adair and his family. ...and more »

Business briefs - Explorer News
Business briefsExplorer NewsKym Adair, corporate marketing manager for Nova Home Loans, has joined the board of directors of the Southern Arizona Mortgage Lenders Association. ...and more »

CORRECT:Frustration With UK Banks Mounts As Lending Stays Low - Wall Street Journal
CORRECT:Frustration With UK Banks Mounts As Lending Stays LowWall Street Journal"There is now very aggressive hiring going on in the trading activities of investment banks," said Adair Turner, chairman of the Financial Services ...and more »

CML: Debate on mortgage regulation intensifies - Mortgage Introducer
ITV.comCML: Debate on mortgage regulation intensifiesMortgage IntroducerOur forthcoming annual conference on mortgage regulation looks set to be one of the most significant industry events of the year. The conference, on 6 July, ...Chairman's statement annual report 2008/09Financial News (subscription)FSA chief warns over slimming down banksTimes Onlineall 120 news articles »

BBA Conference: Turner wary on breaking up big banks - Mortgage Strategy
BBA Conference: Turner wary on breaking up big banksMortgage StrategyLord Adair Turner, chairman of the Financial Services Authority, has warned that the idea of breaking up large banks that pose a risk to financial stability ...and more »

Worcester County property transactions, filed 06-25-09 - Bethany Beach Wave
Worcester County property transactions, filed 06-25-09Bethany Beach WaveSuzanne M. Richards to Suzanne M. Richards, 18 Dove Lane, Ocean Pines, $0 Cielindo M. Esquerra to Federal Home Loan Mortgage, 11100 Blockade Lane, Berlin, ...and more »

FSA report reveals Sants turned down £130000 annual bonus - Scotsman
Telegraph.co.ukFSA report reveals Sants turned down £130000 annual bonusScotsmanLord Adair Turner, appointed FSA chairman last September, earned £246546 in the six months to 31 March. At £39980 a month, Turner earned £4734 more a month ...Enforcement action cost FSA £35.8mMortgage StrategyFSA fines reach record highOut-Law.comall 18 news articles »

Corporate takeover of the state - Tribune
Corporate takeover of the stateTribuneThe first report is The Turner Review: A regulatory response to the global banking crisis, a report published in March 2009 by Adair Turner, chairman of the ...and more »

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Today's Mortgage Terms starting with A

  • Accrued Interest: Interest earned but has not been paid
  • Additional Principal Payment: A payment made by the borrower of more than the scheduled principal amount due with the purpose of reducing the remaining balance on the loan.
  • Adjustable Rate Mortgage: Loans with interest rates that are adjusted periodically based on changes of a pre-determined index. The index is based on market rates such as Treasury bills and prime rates. The ARM has an interest rate cap that limits the amount the interest rate can change.
  • Adjustment Period: Applicable to an ARM, the time between changes in the interest rate.
  • Amortization: Repayment of a debt with periodic payments, usually monthly, of principal and interest calculated to pay down the loan within a predetermined time.
  • Amortization Schedule: A timetable for payment of a mortgage detailing the amount of each payment applied to interest and principal and the balance left outstanding.
  • Annual Percentage Rate (APR): The cost of credit shown as a yearly rate. The annual percentage rate is usually not the same as the interest rate. The APR will be higher than the interest rate stated in the note due to the fact that it includes the interest rate, loan discount points, fees and mortgage insurance.
  • Appraisal Fee: A fee charged by a licensed, certified appraiser for a written estimate of a property's current market value at a specific time.
  • Assumable Mortgage: A mortgage that can be taken over by the buyer when a home is sold by the previous owner.

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