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Spring housing boom? Hope is in bloom - News & Observer
News & ObserverSpring housing boom? Hope is in bloomNews & ObserverFranklin wants a larger house but is wary of taking on a big mortgage. BY DAVID BRACKEN - Staff Writer Lynda Franklin has been house-hunting for about six ...

Interest rates bite - Quest News
Quest NewsInterest rates biteQuest NewsJanette Southwell, of Raine & Horne Bracken Ridge, said first-time buyers had fallen from a high of 80percent of her agency's sales to just 20percent in ...

Senate Hearing Puts HOME STAR's Job-Creating Potential in the National Spotlight - RealEstateRama
Senate Hearing Puts HOME STAR's Job-Creating Potential in the National SpotlightRealEstateRama... which will build US industry and save homeowners over $9 billion dollars on their energy bills,†said Bracken Hendricks, Senior Fellow with the Center ...and more »

Telvision movies for the week of March 14 - Pittsburgh Post Gazette
Telvision movies for the week of March 14Pittsburgh Post GazetteEddie Bracken. Preston Sturges' satire about a sickly soldier discharged from duty and mistaken for a war hero when he returns home. ...

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Today's Mortgage Terms starting with B

  • Bankruptcy: A legal procedure in a federal court to relieve certain debts of a person or a business that is no longer able to pay its debts. Chapter 7 bankruptcy removes all debts. Chapter 13 lets a borrower with and income to pay bills off over a set period of time.
  • Bearer: The legal owner of a property.
  • Bill of Sale: A document that details the transfer of property.
  • Biweekly Mortgage: A mortgage with payments due every two weeks, totaling 26 payments a year, two payments more than a mortgage with monthly payments. The two extra payments lowers significantly the interest paid over the life of the mortgage.
  • Blanket Mortgage: A mortgage that includes more than one piece of real estate
  • Borrower (Mortgager): An individual who makes an application for and receives funds in the form of a loan and is obligated to repay the loan in full under the conditions of the loan.
  • Broker: An individual who gets buyers and sellers together and helps in negotiating contracts for a client.
  • Buy-Down Mortgage: A mortgage loan with a lower than market rate for a determined period of time.
  • Buyer’s Market: Market conditions that favor buyers. When there are more properties for sale than buyers, sellers may be forced to provide price discounts to close the transaction.

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