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Program's end to affect interest rates - Philadelphia Inquirer
Program's end to affect interest ratesPhiladelphia InquirerThe Fed will no longer buy mortgage-backed securities from Fannie Mae and Freddie Mac. By Alan J. Heavens As spring real estate season kicks in and the ...and more »

The 2010 Housing Market "Shadow Inventory" - Wealth Daily
The 2010 Housing Market "Shadow Inventory"Wealth DailyAs sure as the two cardinals that are perched outside my window, I'm beginning to think that Lawrence Yun could use a lucky rabbit's foot or ...

Playing at poverty - South Bend Tribune
Playing at povertySouth Bend TribuneLAWRENCE, Mich — What would it be like to live in poverty? A group of professionals from Cass and Van Buren counties took part in a ...

In Lawrence ... Snow blamed for delay of sewer project - Clearfield Progress
In Lawrence ... Snow blamed for delay of sewer projectClearfield ProgressHe said he believes the mortgage company is from out of town and it isn't taking responsibility for the property either. Solicitor James Naddeo said he ...and more »

Summers Finds 'Considerable Satisfaction' in Recovery Progress - BusinessWeek
Summers Finds 'Considerable Satisfaction' in Recovery ProgressBusinessWeekMarch 13 (Bloomberg) -- White House economic adviser Lawrence Summers said he finds satisfaction in the economy's turnaround from its ...and more »

Julianna Margulies plays favorites - Los Angeles Times
Los Angeles TimesJulianna Margulies plays favoritesLos Angeles TimesThis is, after all, a woman who, after graduating from Sarah Lawrence College, decided she would give acting a shot but just until she turned 25. ...and more »

Nip and tuck - The Daily Deal (subscription)
The Daily Deal (subscription)Nip and tuckThe Daily Deal (subscription)Finally, the Fed would become the designated guardian of consumers in their dealings with credit card companies, banks, mortgage brokers and other sellers ...and more »

Dodd's 2nd shot at financial reform still leaves loopholes - USA Today
Dodd's 2nd shot at financial reform still leaves loopholesUSA TodayProblem: Bankers, traders and mortgage brokers are compensated in ways that let them enjoy big paydays when things go well and stick shareholders or the ...and more »

Cicero fire set for insurance money: prosecutors - Chicago Sun-Times
Cicero fire set for insurance money: prosecutorsChicago Sun-TimesIn a conversation recorded by a wire-wearing witness days after the fire, landlord Lawrence Myers, 60, said he told his manager Marion “Andre” Comier, 47, ...Arsonists Caught on Tape: CopsNBC ChicagoProsecutors: Landlord complained fatal fire set 'at wrong time'WGNtv.comall 408 news articles »

Foreclosure suit filed against Cleveland City Council Majority Leader Phyllis ... - Plain Dealer
Plain DealerForeclosure suit filed against Cleveland City Council Majority Leader Phyllis ...Plain DealerCleveland bought the house with her father, Lawrence Cleveland, in 2000 for $95000 with a $90250 mortgage. Lawrence Cleveland died in February 2001. ...and more »

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Today's Mortgage Terms starting with F

  • Federal Home Loan Mortgage Corporation (FHLMC or Freddie Mac): A semi government agency that acquires conventional loans that are underwritten to its specific guidelines. These guidelines are an industry standard for residential conventional lending.
  • Federal Housing Administration (FHA): A federal agency within the Department of Housing and Urban Development (HUD), which insures residential mortgage loans made by private lenders and sets standards for underwriting mortgage loans.
  • Federal National Mortgage Association (FNMA or Fannie Mae): This agency purchases loans that are underwritten to its specific guidelines. These guidelines are an industry standard for residential conventional lending.
  • FHA Loans: Fixed or adjustable-rate loans that are insured by the U.S. Department of Housing and Urban Development. The purpose of FHA loans is to make housing more affordable, especially for first-time homebuyers.
  • First Mortgage: A mortgage which is in first lien, taking priority over all other liens. In case of a foreclosure, the first mortgage will be repaid before any other mortgages.
  • Fixed Rate Loan: Fixed-rate loans have interest rates and payments that are fixed through out the term of the loan.
  • Foreclosure: A legal process in which a mortgaged property may be liquidated to pay off a mortgage loan that is in default.

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