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News about Mortgages
Mortgage rates remain volatile - Defiance Crescent News (subscription)
Mortgage rates remain volatileDefiance Crescent News (subscription)Mortgage rates for 30-year fixed mortgages rose this week, with the current rate borrowers were quoted on Zillow Mortgages at 3.95 percent, up 2 basis points from the same time last week. The 30-year fixed mortgage rate fell to 3.82 percent last Friday ... July 1 Premarket Briefing: 10 Things You Should Know - TheStreet.com
July 1 Premarket Briefing: 10 Things You Should KnowTheStreet.comThe economic calendar in the U.S. on Wednesday includes the Mortgage Bankers' Association mortgage application numbers at 7 a.m., the ADP employment report at 8:15 a.m., Gallup's U.S. payroll-to-population data at 8:30 a.m., the Purchasing Managers ...and more » Quotes of the day An error occurred. An error occurred. - Hot Air
Quotes of the day An error occurred. An error occurred.Hot AirCounty clerks in Southern states that had struck a defiant tone on same-sex marriage began issuing marriage licenses to gay couples Monday, with state leaders pledging to protect the religious liberties of county workers who oppose such unions… But ...and more » The Biggest Threat to Christianity Now in America: Our Own Buckling Knees - Patheos (blog)
Patheos (blog)The Biggest Threat to Christianity Now in America: Our Own Buckling KneesPatheos (blog)Defiance, however, means more than merely ensuring that your church or your Christian school doesn't change its policies. It means more than still donating to your church even if the day comes when you can't ... It means having the courage to proclaim ...and more » Here's why home sales are finally surging - Defiance Crescent News (subscription)
Defiance Crescent News (subscription)Here's why home sales are finally surgingDefiance Crescent News (subscription)Home sales are on pace for their best year since 2007. First-time buyers are streaming back into the market. Prices are skyrocketing, aided by a stronger job market and tantalizingly low mortgage rates that are creating pressure for buyers to act fast.and more » Report: Ultra-low interest rates could become entrenched - Chicago Daily Herald
Report: Ultra-low interest rates could become entrenchedChicago Daily HeraldAn investor walks by the screen displaying stock prices in a brokerage house in Hangzhou in eastern China's Zhejiang province Friday, June 26, 2015. Chinese stocks plunged on Friday as panicked investors rushed to sell over fears that an extended bull ...and more » Rebel flag not blowing away - Chicago Sun-Times
Chicago Sun-TimesRebel flag not blowing awayChicago Sun-TimesThe Alabama official who ordered it raised in 1963, to coincide with a visit of attorney general Robert Kennedy, called it “an act of defiance.” All this is laid out .... A teacher could make his mortgage payment in Scrip, since banks would be required ...and more » For Obama, Charleston eulogy a moment to comfort a shocked nation - Sacramento Bee
For Obama, Charleston eulogy a moment to comfort a shocked nationSacramento BeePresident Barack Obama has delivered eulogies for elementary school students gunned down in a classroom, for soldiers felled at Fort Hood and for employees slain at Washington's Navy Yard. His remarks Friday at a memorial service will hit even closer ...and more » Supreme court: a term-end review - Lexology (registration)
Supreme court: a term-end reviewLexology (registration)The dissent, authored by Chief Justice John Roberts, focused on Congress' own extensive foreign relations authorities and emphasized that “[n]ever before has [the Supreme] Court accepted a President's direct defiance of an Act of Congress in the field ...and more » SB Financial Group, Inc. Announces Schedule for Second-Quarter 2015 ... - PR Newswire (press release)
SB Financial Group, Inc. Announces Schedule for Second-Quarter 2015 ...PR Newswire (press release)DEFIANCE, Ohio, June 19, 2015 /PRNewswire/ -- SB Financial Group, Inc. (NASDAQ: SBFG) expects to release its second-quarter 2015 financial results on Monday, July 27, 2015, after the close of the market. ... State Bank provides a full range of ...and more »
Today's Mortgage Terms starting with A
Accrued Interest: Interest earned but has not been paid
Additional Principal Payment: A payment made by the borrower of more than the scheduled principal amount due with the purpose of reducing the remaining balance on the loan.
Adjustable Rate Mortgage: Loans with interest rates that are adjusted periodically based on changes of a pre-determined index. The index is based on market rates such as Treasury bills and prime rates. The ARM has an interest rate cap that limits the amount the interest rate can change.
Adjustment Period: Applicable to an ARM, the time between changes in the interest rate.
Amortization: Repayment of a debt with periodic payments, usually monthly, of principal and interest calculated to pay down the loan within a predetermined time.
Amortization Schedule: A timetable for payment of a mortgage detailing the amount of each payment applied to interest and principal and the balance left outstanding.
Annual Percentage Rate (APR): The cost of credit shown as a yearly rate. The annual percentage rate is usually not the same as the interest rate. The APR will be higher than the interest rate stated in the note due to the fact that it includes the interest rate, loan discount points, fees and mortgage insurance.
Appraisal Fee: A fee charged by a licensed, certified appraiser for a written estimate of a property's current market value at a specific time.
Assumable Mortgage: A mortgage that can be taken over by the buyer when a home is sold by the previous owner.
View all Terms