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News about Mortgages
First Defiance Financial Corp. Announces 2014 Third Quarter Earnings - Finances.com
First Defiance Financial Corp. Announces 2014 Third Quarter EarningsFinances.comMortgage banking income decreased to $1.5 million in the third quarter of 2014, down from $1.8 million in the third quarter of 2013, primarily due to a lower valuation adjustment in mortgage servicing assets. First Defiance had a positive change in the ...and more » Mortgage rates plunge to lowest level in 16 months - Defiance Crescent News (subscription)
Mortgage rates plunge to lowest level in 16 monthsDefiance Crescent News (subscription)“Rates dropped to the lowest level since June 2013 on news that the Federal Reserve has more reservations about the health of the U.S. and global economy than expected, which in turn, may delay rate hikes,” said Erin Lantz, vice president of mortgages ...and more » Apartments pushed up US home building - Defiance Crescent News (subscription)
Apartments pushed up US home buildingDefiance Crescent News (subscription)"While the drop in mortgage rates likely will prompt stronger home sales by the turn of the year, we don't expect a significant upward trend in construction to re-emerge until next spring," said Ian Shepherdson, chief economist at Pantheon Macroeconomics.and more » Election 2014 Preview: Attorney general - Defiance Crescent News (subscription)
Election 2014 Preview: Attorney generalDefiance Crescent News (subscription)DeWine defends his record in office with a full list of accomplishments -- $75 million in mortgage settlement money directed to local communities to help demolish abandoned homes and buildings; 114 indictments and 84 convictions of people scamming ...and more » Robert Boehm - Defiance Crescent News (subscription)
Robert BoehmDefiance Crescent News (subscription)He was previously employed at Waterfield Mortgage, Fort Wayne. He was a member of the Defiance County Fish & Game Club, NRA, American Red Cross, Medical Reserve Corps and CERT. He volunteered for the Boy Scouts and Relay for Life. Bob enjoyed ... Spiders force family from of upscale Missouri home - Defiance Crescent News (subscription)
Spiders force family from of upscale Missouri homeDefiance Crescent News (subscription)The home, now owned by the Federal National Mortgage Association, was covered with nine tarps this week and workers filled it with a gas that permeated the walls to kill the spiders and their eggs. "There'll be nothing alive in there after this," said ...and more » Author Completes 'Batsto Village: Jewel of the Pines' - The SandPaper
The SandPaperAuthor Completes 'Batsto Village: Jewel of the Pines'The SandPaperIn 1770 John Cox purchased Batsto and in defiance of the Iron Act began to make his own household products. Cox was also a ... Then in 1876, Joseph Wharton purchased 36,000 acres for $13,425, the price of the mortgage, and also paid $19,000 in liens.and more » Largest Irish anti-austerity march in years targets water charges - Town Hall
Press TVLargest Irish anti-austerity march in years targets water chargesTown HallThe show of defiance against the tax, which will cost households hundreds of euros a year, is a significant challenge to the government, days before it unveils a new budget. Ireland is in the European Union's euro zone and the currency bloc's austerity ...Dublin residents protest over taxNews24all 32 news articles » Irish Facing Familiar Enemies as Economy Recovers Losses - Bloomberg
Irish Facing Familiar Enemies as Economy Recovers LossesBloomberg... austerity too quickly. Yesterday, it proposed measures to calm the real estate market by limiting mortgage lending. ... Finance Minister Michael Noonan has signaled he favors a “neutral” budget, in defiance of his own fiscal advisory council. At ...and more » Sri Lanka Is Too Big To Fall - Sri Lanka Guardian
Sri Lanka GuardianSri Lanka Is Too Big To FallSri Lanka Guardian( October 19, 2014, Colombo, Sri Lanka Guardian) When Wall Street financial giants were about to fall, consequent to the housing mortgage fiasco, Obama's administration bailed them out with a stimulus package of over US dollars 795 billion. "They were ...and more »
Today's Mortgage Terms starting with C
Cash To Close: Liquid assets that are available on hand for payment of closing costs involved in the processing of a mortgage transaction.
Closing: The completion of a real estate transaction. The closing includes the delivery of a deed, financial adjustments, signing of notes and disbursement of funds required to finalize the sale and loan transaction.
Closing Costs: Fees generally paid by the borrower in relation to the closing of a mortgage loan.
Collateral: Property pledged as security for a debt.
Conforming Loan: Conventional home mortgages eligible for sale and delivery to either the Federal National Mortgage Association (FNMA) or the Federal Home Loan Mortgage Corporation (FHLMC). These agencies generally buys first mortgages up to loan amounts approved by Congressional directive.
Conventional Loan: Loans that are not part of any government housing program, free of any restrictions of government insured housing programs, such as loan size limits.
Conversion Clause: A feature in certain ARMs that gives you the option to convert the variable rate loan to a fixed-rate loan, usually after the first adjustment period. The new fixed rate will be set at current rates and there could be a fee for the conversion feature.
Convertible ARM: A type of ARM loan that can be converted to a fixed-rate loan after a certain time period.
Covenant: A clause in a contract that obligates or restricts the parties and if broken, can result in a legal action.
Credit Bureau: It is a clearinghouse for credit history information.
Credit Report: A report containing a detailed credit history of an individual.
View all Terms