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Earn a more affordable mortgage - The-review
Earn a more affordable mortgageThe-reviewHomeownership remains a dream for many people. But on the heels of the recession that began in late 2008, prospective homebuyers are finding it far more difficult to secure a mortgage than it was in the years before the economy took a turn for the worse.and more »

Is stock market turmoil a gift for mortgage refinancers? - The-review
Is stock market turmoil a gift for mortgage refinancers?The-reviewAcross the country, homeowners and would-be homeowners eager for a bargain rate fired off inquiries to lenders. The opportunity emerged from the tumult that seized financial markets and sent stock prices and bond yields tumbling. Rates on long-term ...and more »

Mortgage rates plunge to lowest level in 16 months - The-review
Mortgage rates plunge to lowest level in 16 monthsThe-review“Rates dropped to the lowest level since June 2013 on news that the Federal Reserve has more reservations about the health of the U.S. and global economy than expected, which in turn, may delay rate hikes,” said Erin Lantz, vice president of mortgages ...and more »

Grand Central: Behind BOJ's Halloween Treat, A Scary Slip Back Toward Deflation - Wall Street Journal (blog)
Wall Street Journal (blog)Grand Central: Behind BOJ's Halloween Treat, A Scary Slip Back Toward DeflationWall Street Journal (blog)But the divided vote — a stark contrast with the unanimous 9-0 decision he won for his initial radical easing — raises questions about his ability to go any further. Some BOJ-watchers are also suggesting that Mr. Kuroda's forecasts — which ...and more »

Sandy-Ravaged Houses of Worship Seek Aid, But Left in Limbo - Gotham Gazette
Gotham GazetteSandy-Ravaged Houses of Worship Seek Aid, But Left in LimboGotham GazetteIn stark contrast, a few blocks away resides the fully-restored – and profitable – Coney Island boardwalk, where on Wednesday squealing thrill-seekers could be heard taking advantage of the unusually warm October weather by riding the Cyclone and ...and more »


Tuesdays with Ursery: The Lowest Point - WFAA
WFAATuesdays with Ursery: The Lowest PointWFAAThe Cowboys defense lost its ability to cover, to rush the passer (which it did, in fairness, make a few stark displays of effectiveness that belie the fact that only five of Colt McCoy's passes found something other than Washington hands), to tackle ...

Mortgage Rate News for Wednesday, October 29, 2014 - Mortgage Rates & Trends (blog)
Mortgage Rate News for Wednesday, October 29, 2014Mortgage Rates & Trends (blog)fed So, it's FOMC day. Huzzah! Not that I think we'll learn anything new from our friends at the Fed, but it sometimes makes for an interesting day, or at gives us something of interest to write about. Which would stand in stark contrast with the last ...and more »

Dollar gains on Fed confidence, rate rise seen sooner - Reuters
ReutersDollar gains on Fed confidence, rate rise seen soonerReutersBut the contrast between the U.S. recovery and Europe's listless economy is stark. You have to wonder how much of that recovery would have taken place without QE," said Luke Bartholomew, investment manager at Aberdeen Asset Management in London.Consumers are crucial to any recoveryIrish Examinerall 3,517 news articles »

Letter: CSU should provide what employers demand - The Coloradoan
Letter: CSU should provide what employers demandThe ColoradoanIs this, however, realistic in the stark employment market of today? I regularly encounter recent CSU ... Can other majors boast this? I know of CSU veterinary graduates who couldn't get satisfactory work in their field, after accruing home mortgage ...

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Today's Mortgage Terms starting with A

  • Accrued Interest: Interest earned but has not been paid
  • Additional Principal Payment: A payment made by the borrower of more than the scheduled principal amount due with the purpose of reducing the remaining balance on the loan.
  • Adjustable Rate Mortgage: Loans with interest rates that are adjusted periodically based on changes of a pre-determined index. The index is based on market rates such as Treasury bills and prime rates. The ARM has an interest rate cap that limits the amount the interest rate can change.
  • Adjustment Period: Applicable to an ARM, the time between changes in the interest rate.
  • Amortization: Repayment of a debt with periodic payments, usually monthly, of principal and interest calculated to pay down the loan within a predetermined time.
  • Amortization Schedule: A timetable for payment of a mortgage detailing the amount of each payment applied to interest and principal and the balance left outstanding.
  • Annual Percentage Rate (APR): The cost of credit shown as a yearly rate. The annual percentage rate is usually not the same as the interest rate. The APR will be higher than the interest rate stated in the note due to the fact that it includes the interest rate, loan discount points, fees and mortgage insurance.
  • Appraisal Fee: A fee charged by a licensed, certified appraiser for a written estimate of a property's current market value at a specific time.
  • Assumable Mortgage: A mortgage that can be taken over by the buyer when a home is sold by the previous owner.

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